Articles & Insights
What is the after-tax cost of debt for consumers?
When it comes to managing your personal finances, borrowing money can be a double-edged sword.
General
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
Overspending: how to stop and avoid debt
In today’s fast-paced world, managing your personal finances can be a challenging task. Overspending is a common issue that many Canadians face, and it can often lead to debt and financial stress.
Success Stories
The Thompsons’ Story
Read how the Thompson family rebuilt their home and bakery after a devastating wildfire in British Columbia.
Articles & Insights
CRA debt settlement: how to negotiate
Dealing with tax debt owed to the Canada Revenue Agency (CRA) can be a daunting prospect for both individuals and businesses alike.
Articles & Insights
How long does a consumer proposal last?
When facing unmanageable debts or financial challenges, a consumer proposal can be a lifeline, offering a structured pathway to debt relief and a fresh financial future.
Articles & Insights
Licensed Insolvency Trustee fees: how does it all work?
Facing financial difficulties or unmanageable debt can be overwhelming, but seeking help from a Licensed Insolvency Trustee (LIT) can support you on your journey to a fresh financial start.
Articles & Insights
The 50/30/20 rule explained: a simple guide to budgeting
Managing your finances can often feel overwhelming, especially when it comes to budgeting. You might, however, have heard of a straightforward approach known as the 50/30/20 rule, which can make budgeting easier and more effective.
Success Stories
Sarah’s Story
From Budgeting Pro to Financial Freedom: Sarah’s Tale of Tracking Spending and Creating Big Savings
Articles & Insights
HELOCs: what the tighter restrictions mean for you
In recent years, Home Equity Lines of Credit (HELOCs) have become increasingly popular among Canadian homeowners as a flexible and convenient way to access home equity for various purposes, from renovations to debt consolidation.
Articles & Insights
What happens when you default on a mortgage in Canada?
Defaulting on a mortgage can be a daunting prospect for homeowners, potentially leading to a cascade of financial and legal consequences.
Articles & Insights
What is the penalty for filing taxes late in Canada?
Filing taxes promptly is a responsibility that Canadian citizens and residents alike need to fulfil each year.
Articles & Insights
Free Canadian government grants to pay off debt: do they exist?
Many Canadians find themselves in a position where they are struggling with unmanageable debt.
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