Articles & Insights
Debt free affirmations: transforming financial health with positive thinking
In the modern world, managing your finances can often feel overwhelming, especially when debt becomes a significant part of the equation.
General
Knowledge is power, especially when you’re dealing with debt. Get answers, tools, and real-life support all in one place.
Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Articles & Insights
Credit card minimum payments: how do they work?
Credit cards are a convenient way to manage purchases and expenses, but it’s essential to understand how credit card payments work to avoid falling into debt traps.
Articles & Insights
Celebrating 35 years of Spergel: a legacy of empathy and financial empowerment
As we celebrate our 35th anniversary at Spergel this week, we reflect on the journey that began with a vision to relieve financial burdens and pave the way for a brighter future for the hundreds of thousands of Canadians we’ve assisted along the way.
Articles & Insights
Emergency financial assistance: what is it?
In times of unexpected financial hardship, emergency financial assistance can be a crucial lifeline. Whether due to sudden job loss, medical emergencies, or unforeseen expenses, many individuals and families find themselves in need of immediate financial support.
Articles & Insights
Can you get a mortgage with bad credit in Canada?
Getting a mortgage with bad credit in Canada may seem challenging, but it’s not impossible.
Articles & Insights
30 year mortgage: what this could mean for you
When it comes to buying a home, one of the most important decisions you’ll face is how to finance it.
Articles & Insights
What is voluntary bankruptcy?
Financial struggles can be overwhelming, leaving many individuals and businesses searching for a way out of debt.
Articles & Insights
How to stop impulse buying
Impulse buying can be a major roadblock to achieving financial wellness. The spontaneous decision to purchase items, often driven by emotions rather than need, can lead to unplanned expenses and disrupt your budget.
Success Stories
The Relationship Between Mental Health and Debt
A Series of Mini Stories of client success.
Articles & Insights
What is the after-tax cost of debt for consumers?
When it comes to managing your personal finances, borrowing money can be a double-edged sword.
Articles & Insights
Overspending: how to stop and avoid debt
In today’s fast-paced world, managing your personal finances can be a challenging task. Overspending is a common issue that many Canadians face, and it can often lead to debt and financial stress.
Success Stories
The Thompsons’ Story
Read how the Thompson family rebuilt their home and bakery after a devastating wildfire in British Columbia.
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