Budgeting Tools
Groceries Budget Tracker
Want to take control of your grocery budget? Our free Groceries Budget Tracker helps you organize expenses, track spending, and stay on top of your finances with ease!
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Discover More About Debt and Debt Solutions in Canada with helpful articles & debt advice
Explore articles, guides, and videos designed to help you understand your debt relief options, protect your assets, and make informed decisions with confidence.
Budgeting Tools
Goal Tracker Template
Want to make this year your best yet? Our free Goal Tracker Template empowers you to set clear goals, track your progress, and stay motivated throughout the year!
Budgeting Tools
Daily Spending Tracker
Take control of your finances! Our free Daily Spending Tracker helps you log expenses, track income, and visualize your spending habits — so you can stay on budget and reach your financial goals.
Articles & Insights
Tax refund and debt: should you use your tax refund to pay off debt?
Every year, millions of Canadians eagerly anticipate their tax refunds. As of March 11, 2025, the Canada Revenue Agency (CRA) reported that the average tax refund issued was approximately $2,000.
Articles & Insights
How to talk about debt with your partner
You share your life with your partner, but this doesn’t always mean it’s easy to be truthful about finances and debt. Debt can be a challenging topic to discuss in any relationship, but open and honest communication about your finances is essential for building trust and a secure future together.
Articles & Insights
Holiday debt hangover? Here’s how to recover in 2025
The holidays are a time of joy and generosity, but for many, they leave behind a less festive gift: debt.
Articles & Insights
The growing demand for food banks in Canada: what you need to know
In recent years, the reliance on food banks in Canada has surged dramatically, reflecting broader economic challenges faced by individuals and families nationwide.
Articles & Insights
What is the risk of a personal loan?
Personal loans are increasingly popular for handling unexpected expenses, consolidating debt, or funding significant purchases.
Articles & Insights
How to rebuild your credit score
One of the questions we are asked the most by those who have filed bankruptcy or a consumer proposal is how to rebuild their credit score.
Articles & Insights
How to pay off a line of credit: a comprehensive guide
In today’s fast-paced financial landscape, a line of credit can be both a lifeline and a potential pitfall. While it offers the flexibility to access funds when needed, it can also lead to unmanageable debt if not used wisely.
Success Stories
Samantha’s Story
Learn how Samantha used a consumer proposal to escape credit card & line of credit debt, stop collection calls, and keep her home in British Columbia.
Success Stories
The Thompsons’ Story
Read how the Thompson family rebuilt their home and bakery after a devastating wildfire in British Columbia.
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